Earlier today I had to drive from Poole to Winchester, where I was meeting with John Groves, leader of
Winchester Family Church. Early in the journey the traffic slowed to a crawl and I could see flashing lights ahead. Rather than a crash or other incident, this turned out to be the lights of a police convoy escorting a massive yacht that was being transported along the road. We travelled slowly along until the yacht got stuck under a bridge. After a while the lorry carrying the yacht continued under the bridge and then pulled up in a service area – it looked like the yacht was a bit scraped on its top and I guess someone was going to get their knuckles rapped for not plotting the route more carefully.
Scraping a luxury yacht under a bridge is an expensive mistake to make, but many people’s approach to money is a bit like that – just about scraping through, but doing damage along the way.
Most people do not recognise the influence of the spirit of mammon in their lives. Identification of the influence of this spirit is the first step to freedom from it. Here are the top ten symptoms:
1. Worry and anxiety over money: Many people carry much anxiety and fear over money. The rich fear losing their money, and the poor fear never having enough money.
2. Money mismanagement: Many Christians have no system of record-keeping for personal finances and as a result have no financial accountability: money is in control not you! It has used the classic oppressors tactic of divide and conquer. And think about it, if you were in God’s position, who would you choose to bless with finance: someone who has a good record system and knows where his/her finance is going; or someone who has little idea at all?
3. Consistent financial lack: “I don’t ever have enough money” or “there is always too much month left at the end of my money.” Financial lack afflicts both the rich and poor alike. Many people believe the lie that if they could just make more money, their financial problems would be solved. In reality, it is the way money is spent that is the problem, not the amount available.
4. ‘I can’t afford’ it mentality: Again, the focus here is on money rather than God as the source. Saying “we cannot afford it” is often a mental stronghold, rather than the result of a specific financial situation.
5. Impulse Buying, Coveting & Greed: Impulse buying is the inability to resist the desire to purchase things that are not needed. Coveting is desiring something I don’t already have. Greed is the desire to have more of what I already have.
6. Stinginess: Fear that I won’t have enough money to meet my own needs. Feeling the need to hold on to all my money.
7. Discontentment: Paul learned to be content in every situation. The key is to look to God and know he is your source in every situation - never allow yourself to become discontent because of your circumstance.
Godliness with contentment is great gain (1 Timothy 6:6).
8. Exaggerated Emphasis on Money: What do you talk about the most?
9. Bondage to Debt: Debt is mammon’s trump card. It is the chief mechanism used by the spirit of mammon to get us into, and keep us in bondage.
10. Inability to settle in hearts, and maintain a regular habit of tithes & offerings: Regular, consistent, costly giving away of money is ultimately the only true proof that one has conquered mammon.
How can I get free and stay free of Mammon?1. Admit: soberly and honestly assess where you are currently positioned with regard to mammon.
2. Repent: Don’t dodge this. Be sincere and thorough. God will immediately forgive you.
3. Show fruits of repentance: Matthew 3:8 says, “produce fruit in keeping with repentance”. Matthew 12:33 says, “Make a tree good and its fruit will be good, or make a tree bad and its fruit will be bad, for a tree is recognized by its fruit.”